Building on Trust™
being a trusted partner. Mortgages are not commodities. If you think "it's just about the rate", you are going to be disappointed from the start. While the rate is important, it's also about finding a trusted partner to help you navigate a complex transaction by offering honest advice and responsive support throughout the entire loan process.
being available. Online is not the place to transact your biggest liability. Buy a music player, bid on sports equipment, download a book, but don't finance your home over the internet. There are a lot of variables that go into mortgage pricing, and when you receive a quote from RatePro, you can rest assured that the rate will stick.
This is not to say you should exclude the internet in your rate search, as there are reputable sites on the net which will help you find rates, calculate your potential loan, and provide other helpful information. But, please don't work with an internet-only firm for your mortgage, who more often than not, will tell you one thing and then hand you another. Instead, meet with us in person by Scheduling A Consultation.
being transparent. Are the fees reasonable? Find out exactly what the loan will cost you. While some fees aren't avoidable, know that many fees are unnecessary "junk fees" and can be negotiated. Be sure to get a good faith estimate statement that shows your total expected fees. Some companies will include all the fees in a higher interest rate.
saving you money wherever possible. No closing costs generally means a higher interest rate. Thirty years with a higher rate rarely saves you money. That's why at RatePro, we strive for a balance that's in your best interest. Because we are a vendor neutral mortgage professional, RatePro will find you the best rate with the lowest fees possible. It's what we do best.
helping our clients be successful. If your goal is to own your home debt free before retirement, let RatePro show you how. By adding just a little bit more to each payment, you can reduce the term of your loan by years. At your request, we will produce payment schedules to match when you plan to retire (at no cost to you).