At RatePro Mortgage, helping people achieve homeownership is not just business. It is personal. Since 1994, we have built a reputation for exceptional service, clear communication, and local market expertise that clients, agents, and referral partners trust.
Our team takes pride in guiding you through the mortgage process with patience and professionalism, from your first conversation to the day you close on your home. Whether you are buying, refinancing, or exploring mortgage options, we work with you to find the loan that fits your goals and your life.
We believe communication matters. Clients consistently tell us they felt informed, supported, and confident throughout the process. Our approach is straightforward, personal, and responsive, so you always know what to expect and never feel alone in your financing journey.
At RatePro Mortgage, we are not here for just one transaction. We are here for a lifetime of homeownership needs. Many of our clients return for future loans and refer their family, friends, and real estate partners because they know we will treat them with the same care and commitment every time.
Your goals are our priority. Take advantage of our experience in residential lending and enjoy a mortgage experience that is efficient, clear, and tailored to you.
Ready for a free personalized consultation? Want to see how much you qualify for? Looking for a trusted partner to guide you through your loan options?
Call us today or apply online. It is fast, secure, and easy.
Rick Gilbert was my Loan Officer and he was wonderful, stuck with me through the entire process, very professional but most importantly, he cared about me and went above and beyond to help me. Thank you, Rick!!! I would recommend Rick Gilbert and RatePr
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Rick Gilbert was my Loan Officer and he was wonderful, stuck with me through the entire process, very professional but most importantly, he cared about me and went above and beyond to help me. Thank you, Rick!!! I would recommend Rick Gilbert and RatePro Mortgage for your mortgage needs.
Ratepro is the company you want to work with. My wife and i have used them for our first home's mortgage and now our second home. Rick took the time to answer all the questions we had and made it very easy on our end. I would recommend anyone to Ratepro w
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Ratepro is the company you want to work with. My wife and i have used them for our first home's mortgage and now our second home. Rick took the time to answer all the questions we had and made it very easy on our end. I would recommend anyone to Ratepro when looking for a home mortgage.
rick and his team have been nothing but awesome and worked very hard in making this work, i really appreciate their help and would definitely recommend using them for your mortgage needs. Thanks rick!!
rick and his team have been nothing but awesome and worked very hard in making this work, i really appreciate their help and would definitely recommend using them for your mortgage needs. Thanks rick!!
Jesse was extremely helpful and responsive throughout the entire home buying and lender search. Always just a text or phone call away, and doing regular check ins about rate increases or anything else happening as we were looking for our home. Great exper
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Jesse was extremely helpful and responsive throughout the entire home buying and lender search. Always just a text or phone call away, and doing regular check ins about rate increases or anything else happening as we were looking for our home. Great experience!
Rick did a phenomenal job in helping us refinance our mortgage. He’s extremely knowledgeable and made the process pain-free. This is the second time we’ve worked with Rick and couldn’t recommend him more!
Rick did a phenomenal job in helping us refinance our mortgage. He’s extremely knowledgeable and made the process pain-free. This is the second time we’ve worked with Rick and couldn’t recommend him more!
What a great team! Working with this mortgage team was easily the smoothest part of the entire home-buying process. From start to finish, they were professional, responsive, and incredibly efficient. Every question was answered quickly and clearly, and th
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What a great team! Working with this mortgage team was easily the smoothest part of the entire home-buying process. From start to finish, they were professional, responsive, and incredibly efficient. Every question was answered quickly and clearly, and they kept everything moving without delays or confusion.
What really stood out was how seamless they made everything feel. Buying a home can be stressful, but they handled the financing side so well that it never felt overwhelming. They were organized, proactive, and clearly knew exactly what they were doing.
I’m genuinely grateful for how easy they made this experience. If you’re looking for a team that’s fast, reliable, and truly on top of their game, this is the one to go with.
Rick and his team were and absolute delight to work with. Rick is extremely knowledgeable and kind. With his guidance we were able to secure the home we wanted from across the country. Moving across the country is incredibly stressful, but at no time did
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Rick and his team were and absolute delight to work with. Rick is extremely knowledgeable and kind. With his guidance we were able to secure the home we wanted from across the country. Moving across the country is incredibly stressful, but at no time did I stress about the loan process because Rick was always one step ahead. Rick was also extremely easy to get a hold of and his responses were lightning fast. He even showed up to our closing in order to be available for questions! I hope I never have to buy another house, but if I do Rick is the only lender I'd even consider.
As a Realtor, working with Jesse at RatePro Mortgage, has been a good experience. Jesse manages each transaction with a professional, "hands-on" approach. He keeps the lines of communication open and the loan process running as smoothly as possible. Works
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As a Realtor, working with Jesse at RatePro Mortgage, has been a good experience. Jesse manages each transaction with a professional, "hands-on" approach. He keeps the lines of communication open and the loan process running as smoothly as possible. Works well with all my clients and me. I appreciate all he does. Mary Ann Vencill, Realtor
I highly recommend my loan officer for anyone navigating a home purchase—especially from out of state. Even though I wasn’t physically present, he kept us consistently informed at every step without hesitation, making the entire process feel seamless and
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I highly recommend my loan officer for anyone navigating a home purchase—especially from out of state. Even though I wasn’t physically present, he kept us consistently informed at every step without hesitation, making the entire process feel seamless and stress-free. His communication was clear, timely, and proactive, which gave us great confidence throughout the transaction. He was also incredibly friendly and approachable, and by the end of the process, I genuinely felt like we were friends—even though we’ve never met in person. His professionalism and warmth truly made a difference in our home-buying experience. - Gloria Vanderneut
Rick and his team at RatePro are the best in the business. I have refinanced with Rick a couple of times, and each time the process has been smooth and easy. Rick always does what he says he will, and I appreciate that there are never any surprises at clo
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Rick and his team at RatePro are the best in the business. I have refinanced with Rick a couple of times, and each time the process has been smooth and easy. Rick always does what he says he will, and I appreciate that there are never any surprises at closing. Highly recommend!
RatePro Mortgage was referred to my husband and me by our realtor as we began the house-buying process. From start to finish, Jesse was very straightforward, clear, and concise with the process and what to expect overall. Jesse listened to our concerns fr
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RatePro Mortgage was referred to my husband and me by our realtor as we began the house-buying process. From start to finish, Jesse was very straightforward, clear, and concise with the process and what to expect overall. Jesse listened to our concerns from start to finish and remained consistent with communication from start to finish as well. Jesse overall made this house-buying process and experience overall so easy and smooth. We’re so thankful for Jesse’s expertise and would recommend him to anyone who’s looking to buy a house.
Jesse from Ratepro Mortgage is professional, patient and knowledgeable. He is always willing to listen, to talk and to help on all any home buying and financial issues that a client meets.
Jesse from Ratepro Mortgage is professional, patient and knowledgeable. He is always willing to listen, to talk and to help on all any home buying and financial issues that a client meets.
Jesse from Ratepro Mortgage is professional, patient and knowledgeable.
He is always willing to listen, to talk and to help on all any home buying and financial issues that a client meets.
Jesse from Ratepro Mortgage is professional, patient and knowledgeable.
He is always willing to listen, to talk and to help on all any home buying and financial issues that a client meets.
Rick is the best by far!!! I don't know if anyone hasn't had a great experience with lenders, but for my first time buying a home, he made everything easy to understand, answered all my questions promptly and listened to my concerns and helped me get the
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Rick is the best by far!!! I don't know if anyone hasn't had a great experience with lenders, but for my first time buying a home, he made everything easy to understand, answered all my questions promptly and listened to my concerns and helped me get the best rate possible. I will be sending anyone that needs a home loan to Rick. He cares so much!
I recently was in the market for a mortgage on a house I was purchasing. I worked with Rick Gilbert of RatePro Mortgage. Rick was excellent to work with. He was very knowledgeable and courteous. I was working on an aggressive schedule and Rick did wha
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I recently was in the market for a mortgage on a house I was purchasing. I worked with Rick Gilbert of RatePro Mortgage. Rick was excellent to work with. He was very knowledgeable and courteous. I was working on an aggressive schedule and Rick did whatever it took to enable me to meet my target date. I'd definitely recommend him to a friend.
Applying for a mortgage can be quite daunting even if you’ve done this many times before so, if this is you, consider using Jesse at RatePro for peace of mind as he and his team run for you from the beginning to the close.
Applying for a mortgage can be quite daunting even if you’ve done this many times before so, if this is you, consider using Jesse at RatePro for peace of mind as he and his team run for you from the beginning to the close.
Rick Gilbert is a true professional in his field. He has the unique ability to make you feel like you've known him for years, and although he has many years of experience in the lending industry, he's still able to see the borrowers' perspective.
D
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Rick Gilbert is a true professional in his field. He has the unique ability to make you feel like you've known him for years, and although he has many years of experience in the lending industry, he's still able to see the borrowers' perspective.
Don't hesitate to give Rick a call for all your mortgage needs! Thanks, Rick!
Rick Gilbert is a true professional in his field. He has the unique ability to make you feel like you've known him for years, and although he has many years of experience in the lending industry, he's still able to see the borrowers' perspective.
Don't h
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Rick Gilbert is a true professional in his field. He has the unique ability to make you feel like you've known him for years, and although he has many years of experience in the lending industry, he's still able to see the borrowers' perspective.
Don't hesitate to give Rick a call for all your mortgage needs! Thanks, Rick!
William
The staff at RatePro exceeded all expectations. As a first time home buyer they walked me through my options and guided me through the process. I am so grateful that I connected with Rick. He is a joy and absolute treasure! I was so honored and blessed to
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The staff at RatePro exceeded all expectations. As a first time home buyer they walked me through my options and guided me through the process. I am so grateful that I connected with Rick. He is a joy and absolute treasure! I was so honored and blessed to have him in my corner during this process.
My team was amazing and worked with us every step of the way. They put my mind to ease anytime I had a question or was unsure of something. I would highly recommend them when looking for a lender.
My team was amazing and worked with us every step of the way. They put my mind to ease anytime I had a question or was unsure of something. I would highly recommend them when looking for a lender.
Jesse helped us buy our first home. We could not be happier with the level of service. When we had questions, we got thoughtful, comprehensive and professional answers. The next time I need mortgage services I am coming straight here
Jesse helped us buy our first home. We could not be happier with the level of service. When we had questions, we got thoughtful, comprehensive and professional answers. The next time I need mortgage services I am coming straight here
Rick just helped my fiancé and I buy our first home. He was always an absolute pleasure to speak/work with. Very professional, knowledgeable, and encouraging with his words and actions. We throughly enjoyed working with him and would highly recommend!
Rick just helped my fiancé and I buy our first home. He was always an absolute pleasure to speak/work with. Very professional, knowledgeable, and encouraging with his words and actions. We throughly enjoyed working with him and would highly recommend!
Rick was great to work with. He is very professional and keeps you in the loop of the process at every turn. No matter how many questions you have he is always great at taking your call and answering them. Rick is very knowledgeable in his field and I wou
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Rick was great to work with. He is very professional and keeps you in the loop of the process at every turn. No matter how many questions you have he is always great at taking your call and answering them. Rick is very knowledgeable in his field and I would use him again in the future and would recommend others to do the same.
Rick Gilbert is a rockstar. He gave us the best rate by a mile. Our realtor and title company were unfamiliar with Ratepro, but after working with Rick they were blown away with his quick, professional communication and ability to meet a tight closing dat
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Rick Gilbert is a rockstar. He gave us the best rate by a mile. Our realtor and title company were unfamiliar with Ratepro, but after working with Rick they were blown away with his quick, professional communication and ability to meet a tight closing date. He patiently and knowledgeably walked us (first time homebuyers) through every question we had about the loan and home buying process. We can’t recommend him enough!
My wife and I would like to personally thank Rick Gilbert and his team for making our home buying experience very pleasurable . Rick to the time and effort to help us navigate the information we needed to make our home buying process successful .
My wife and I would like to personally thank Rick Gilbert and his team for making our home buying experience very pleasurable . Rick to the time and effort to help us navigate the information we needed to make our home buying process successful .
I highly recommend Rate Pro Mortgage!! Rick went above and beyond to help us and by the end of the process we moved into our dream home and he was like family! Don’t deal with anyone else Rate Pro is the way to go!!!!!
I highly recommend Rate Pro Mortgage!! Rick went above and beyond to help us and by the end of the process we moved into our dream home and he was like family! Don’t deal with anyone else Rate Pro is the way to go!!!!!
I can’t recommend RatePro enough. We worked with Jesse and he is truly the best. He worked hard to find us the best financing options as first time homebuyers. He always responds immediately when you have questions and even helped me learn how to budget.
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I can’t recommend RatePro enough. We worked with Jesse and he is truly the best. He worked hard to find us the best financing options as first time homebuyers. He always responds immediately when you have questions and even helped me learn how to budget. 😊 Jesse was the best professional we worked with out of everyone through this home buying process! Thank you for making everything so smooth and helping us get our house!
Rick Gilbert at RatePro Mortgage was a tremendous help. He found the right funding for me, and made a very stressful situation tolerable. He talked me through everything.
Rick Gilbert at RatePro Mortgage was a tremendous help. He found the right funding for me, and made a very stressful situation tolerable. He talked me through everything.
We worked with Jesse from RatePro for our 10/2023 home purchase. We really enjoyed working with him. He is very responsive to any and all questions. He really took the time to find a product that would suit our needs even though he did not have the pro
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We worked with Jesse from RatePro for our 10/2023 home purchase. We really enjoyed working with him. He is very responsive to any and all questions. He really took the time to find a product that would suit our needs even though he did not have the product that we were originally searching for. We got a better outcome with the product that he devised and selected for us than we would have had we went elsewhere to find what we were originally searching for. He is well versed in his field. He was there for us at every step. I look forward to working with RatePro again!
Jesse was awesome! I would recommend to anyone to go through here for their mortgage!!! They work with you and take you step by step through every part making things very clear and understandable.
Jesse was awesome! I would recommend to anyone to go through here for their mortgage!!! They work with you and take you step by step through every part making things very clear and understandable.
Jesse was awesome! I would recommend to anyone to go through here for their mortgage!!!
They work with you and take you step by step through every part making things very clear and understandable.
Jesse was awesome! I would recommend to anyone to go through here for their mortgage!!!
They work with you and take you step by step through every part making things very clear and understandable.
We had a great experience with RatePro Mortgage and really appreciated the quick responses and answering questions at any time even outside of business times. They were patient with us and took extra time to explain things clearly to us to make sure every
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We had a great experience with RatePro Mortgage and really appreciated the quick responses and answering questions at any time even outside of business times. They were patient with us and took extra time to explain things clearly to us to make sure everything was understood clearly.
The whole lending process from start to finish was GREAT! Jesse is very friendly and knowledgeable. He took the time to explain my options, such as interest rate lock-in and go over the Closure Disclosure statement in detail and what he thought worked b
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The whole lending process from start to finish was GREAT! Jesse is very friendly and knowledgeable. He took the time to explain my options, such as interest rate lock-in and go over the Closure Disclosure statement in detail and what he thought worked best for me. I could call Jesse anytime with concerns/questions and was always followed up with a quick response from him. I would recommend Jesse Gilbert to anyone looking for a mortgage.
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